Posts Tagged ‘Healthcare’

Apartments in Kiev for daily rent

September 27th, 2022

One of the major portions of your expenses whenever you are traveling to a new country or to a new city will be in the form of your accommodation expenses. The same applies true when you travel to Kiev. You need to pay huge prices for your hotel accommodation in Kiev if you want spacious and decent accommodation. Kiev being the capital of Ukraine,Guest Posting thousands of visitors come to this city. To meet the increasing number of travelers many new hotels are opened but the problem in finding accommodation in those hotels is that you should be ready to part with a lot of money. Not all visitors to Kiev are very happy about this situation as many travelers are budget travelers that look for affordable accommodation. To fill this gap and to meet the increasing need for accommodation at affordable prices in Kiev, a very timely service has emerged. You do not have to pay a heavy price for your accommodation anymore. Kiev Apartments offers very economical solutions for your lodging needs. You can now rent apartment of daily rent in Kiev. When compared to expensive hotel rooms, these apartments will cost you only fraction of the expenses that you will spend on the hotel room. However, at the same time you will be able to get quality accommodation in Kiev. Renting apartment on short term basis is becoming a very popular accommodation options in Kiev and in the other cities of Ukraine as visitors to Ukraine find this option to be very economical without having to compromise on the quality of their stay. Especially during this post recession period whereby every one is busy cutting costs in every way possible, you need take every cost saving option that comes your way. Kiev Apartments offers one such options. All the apartments featured by Kiev Apartments are located in very good localities and in the center of the city. This is a very important factor to be considered. You should not end up in some remote locality just because you want to save money on your Kiev accommodation. If you rent your hotel room or your apartment in a remote place, you will spend more money on your local transportation and besides that you will be wasting a lot of time in traveling back and forth to your apartment or to your hotel room. You will not face any such problems when you rent your apartments from Kiev apartments. All the apartments this company features are in excellent locations. All the important points of interests and tourists attraction will be easily accessible from the apartments that you rent. Kiev Apartments offer just more than a room for you to stay. You will feel 100% comfortable in these apartments. All the apartments are fully furnished. You will feel at home instantly as soon as you enter the apartments. All the apartments from Kiev Apartments are well maintained to match the highest hygiene standards. You will find all the amenities that you find in top-rated Kiev hotels in the apartments you rent from Kiev Apartments. You will however not be required to pay premium prices that you pay to the Kiev hotels. You will be able to save a considerable amount of money by renting Kiev short term apartments. Kiev Apartments promises to make the stay of every guest as safe and as comfortable as possible. This company also strives to meet all the needs of its customers in the most effective manner. You can freely approach Kiev Apartments if you should have any questions about Kiev. Besides offering short term apartment rental service Kiev Apartments also offers assistance to customers at various levels such has helping them find the best long term Kiev rentals. As a local service provider, Kiev Apartments is capable offering assistance in wide range of Kiev travel needs. All the apartments available for short term rental are situated in Kreshchatyk Street and neighborhood. All the apartments that you rent come with free broad band internet access, which makes these apartments one of the best options for business class visitors that are business visit to Ukraine. All the staff at these rental apartments are very professional. You will find the support staff available to assist you 24 hours a day with round the clock working office. You can also get your car rentals as additional services in these short term rental apartments. You will find all the other services that you find in Kiev restaurants in these rental apartments. You can get airport transfers, airport pickups, interpreters, city tours services and more. You can even rent cell phones in Kiev Apartments. All the apartments are fully furnished with clean linen, refrigerator, TV, telephone, washing and ironing equipment, DVD players and more.

Understanding Multi-Family Apartment Building Mortgage Financing

March 23rd, 2022

If you are planning of constructing a multifamily apartment you can get a multifamily mortgage. You should note that the Canada mortgage and housing corporation (CMHC) and the lenders usually don’t review your total debt service (TDS) and gross debt service (GDS) ratios to determine whether you qualify for the financing-they focus on your overall net worth.

The lenders usually focus on the value of your liquid assets such as stocks, bonds, and equity in other real estates. Classic cars, antique dish collections, art, jewelry, and other valuable items aren’t considered as part of the overall net worth.

How to qualify for the multi-family mortgage

For you to quality for the loan the CMHC requires that you have a net worth of at least 25% of the loan amount that you are seeking. You should note that the 25% doesn’t include the down payment that you pay for the property. For you to qualify for any loan, you should have a net worth of $100,000.

What you need when applying for the loan

When making an application you should provide evidence of the assets that you have. This calls for you to provide investment account statement, bank statements, real estate tax assessments for other properties, and notice of assessments for individual tax returns.

You should also provide a document that shows that the guarantors have been approved by the credit bureau. For the guarantor to be eligible, he/she must have a credit score of 680 or more.

The most unique thing is that unlike other lenders who advise you to leave your full time job and concentrate in your investment, the CMHC and mortgage lenders want to see that you have income from full time employment.

This gives them comfort that you have steady income even if there is an economic downturn; therefore, you will still continue to pay the mortgage even if you don’t have tenants in your property.


This is what you need to know about multi-family apartment building mortgage financing. While the qualifying process might seem daunting, it’s very easy when you team up with the right lender.

For ideal results you should explain your future plans for the property and the lender will evaluate the transaction and guide you on how to realize your dreams.

Remember that there is great value in teaming up with the right lender who is well acquainted with the approval process and an expert in multi-family financing.